I prefer leather against my skin, but the Kydex gives good retention, so a hybrid is what I choose. I use the CrossBreed MiniTuck for my pistols. I bought one for my first polymer... the PM9. That one's gone because I find the polymer P-sized pistols just as easy to carry. They all fit in the same holster that I got for my PM9. I use two of them for my P40 and P45 and my P9 as a backup. I use a good Kydex-reinforced gun belt by Looper and belt tension adds to the retention. I even sleep with the rig on in my van while traveling.
This picture is of my old Mag-na-ported P40. I have a DLC one now with the same rig. That's the horsehide version for more protection against sweat. It's an option for $10 or $15 more.
USAF Retired '88, NRA Life Member. Wife USAF Retired '96 Avatar:Wynn re-enlists his wife Desiree, circa 1988 Loring AFB, ME. 42nd BMW, Heavy (SAC) B-52G's
Frédéric Bastiat’s essay, The Law: http://mises.org/books/thelaw.pdf
Thomas Jefferson said
“A government big enough to give you everything you want, is strong enough to take everything you have.”
and "Peace is that brief glorious moment in history when everybody stands around reloading".